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Buying a home is an exciting milestone—but it can also seem like a pretty overwhelming process if you don't know where to start! As your trusted Northern and Central Virginia area real estate experts, we have what it takes to help you track down the right home, negotiate the best deal, and make sure the sale goes off without a hitch. So whether you're a first-time buyer or an experienced investor, you can always trust us to be by your side from start to finish.
Ready to jumpstart your home-buying journey? Take a look at some of our exclusive tips and tricks...and let us know if any listings catch your eye!
New to the Market This Week
New Construction for Sale in the Northern and Central Virginia Area
Northern and Central Virginia Area Home Buying Tips & Resources
Looking for hyper-local information on buying a home in the Northern and Central Virginia area? You've come to the right place!
Buyer FAQs
Have a burning question about buying a home in the Northern and Central Virginia area? Chances are, we've already answered it!
Get AnswersMortgage Calculator
Discover just how much you can afford to spend on your next home with our handy mortgage calculator.
Crunch Some NumbersFirst-Time Buyers
Thinking about taking the plunge and becoming a homeowner? Here are some tips to help you out.
Get StartedMoving & Packing Tips
Want to avoid any last-minute stress on moving day? Our moving and packing tips will make your transition a breeze.
Start PackingSteps to Buying
Believe it or not, buying a home is a fairly straightforward process that can be accomplished in a few steps!
See the StepsSell Before You Buy
Have a home you need to sell before you buy? We can certainly help with that, too!
Seller TipsBuyers FAQ in Northern and Central Virginia
1. Where Should I Start the Process?
- Organize and review your finances. Set a budget and figure out what you will be able to afford for a down payment. Use our handy mortgage calculator to see what a monthly mortgage payment might look like for you.
- Start researching the many communities in and around Northern and Central Virginia to see which might be best for you.
- If you're a first-time buyer, you might want to get more information first!
2. How Do I Know What to Look for in a Home?
- This is up to you! Take some time to decide what's important to you - proximity to amenities, school districts, yard sizes, noise, commute, highway access. This will help you find your ideal neighborhood.
- Review home features you might want and those you'll need, from size to style to overall condition.
- Browse our Northern and Central Virginia featured listings, or start searching homes by amenities and features.
3. Why Should I Use a Realtor?
A trusted Realtor simplifies every step of the Northern and Central Virginia buying process. The Sasso Group’s expert team provides local insight, helps you identify the right price range and mortgage options, and guides you through paperwork, questions, and the financial and legal details—so you can move forward with confidence.
4. Where and How Can I Get a Loan?
Mortgage loans are available through banks, credit unions, private lenders, and state or local programs. The Sasso Group will connect you with trusted lending partners and help you navigate the options, ensuring you have everything you need to move forward with confidence.
5. What if I Have Bad Credit or No Down Payment?
You still have options. Several programs can help buyers who need flexible credit or down-payment requirements, including:
- FHA loans: Offer insured mortgages that allow lenders to work with more buyers.
- State and local assistance: Provide down-payment help or special buyer programs.
- HUD programs: Offer additional support for qualifying home buyers.
6. Once I Find My Home, What Will I Have to Pay Up Front?
- Earnest money: This is the "security deposit" you pay when you submit your offer to prove to the seller that you are serious. After your offer is accepted, it is applied to your down payment or closing costs.
- Down Payment: This is a percentage of the cost of your home. The amount will depend on your loan; government programs can help you decrease this amount.
- Closing Costs: These are typically low for buyers and represent the fees associated with paperwork and lender charges.